50% isn't bad

Well I asked the seller for 2 things after the inspection, but neither were really deal breakers to me.  I'm sure he knows that.  He got the roofer to come back out and fix the imperfections on the roof, but he refused to fix the window.  It has condensation between the panes, but he says it's just dirty.  That isn't correct, actually the thermal seal is broken.  But as I said, it's not that important.  Nothing to loose the house over.  So with that, I do believe we are under the final contract.  Now we are just working on the financing and waiting for the closing at the end of the month. 

Love

Inspection Complete

The rest of the inspection was completed this week.  The inspector was able to get into the attic and there wasn't any evidence of the leak and so things are really on their way! I've asked the seller to fix the little roof problems and the basement window.  The other things were small and I can fix them, plus the seller is quite persnicity and I don't want to get into it with him.  I'll let you know how it goes.


Love

Inspection

I had the Inspection this week. I was a little nervous not knowing what to expect, but it went well. I was a little shocked and worried when the inspector was pointing things out, but when I stepped back and looked at it, they were all pretty minor things. Just a couple bigger things, and one is already being taken care of. The seller has really taken care of the home and it shows. I just hope I can have the same thing if I continue to take care of it, so that when it's inspected when I sell it, I don't have to fix to much.

After the inspection, I stayed around and measured the rooms and did a more in depth search of the house to see things, so my little head can dream and plan for stuff. It was nice to look at things, I took more pictures. One thing that I get to keep part of the contract is the refrigerator. I'm really excited about that, it will save me lots of money and it's a nice fridge.

I have a couple months after I close before my apartment lease is up, so I'll move slowly, but I know as soon as I actually close, I'll want to move in quicker. But, this will give me time to paint, and do other things without having to move furniture or do it around the furniture. I'm looking forward to making it all mine! It will be so nice.

I'm getting more and more excited as time goes on. We are less than 6 weeks from the closing date.

love

Accepted...Big weekend!

My bid (counteroffer by that time) was accepted, or rather, I accepted the sellers counter offer. I'm super excited about it! YAY! I put in my first bid on friday before my parents and I headed up north to Kensington and Smith Center. After lunch with the Realtor we went and packed up and headed out.

I got a counter offer on the way up there, the seller didn't budge much. We thought about it overnight and countered back saturday morning. I was nervous most of the day, but had plenty to distract me...more about that after bit. My realtor finally called back late in the afternoon with yet another counter offer from the seller. I thought about it and thought, after dinner and on my way back to Wichita I offered one more counter.

Sunday afternoon the seller sent their counter back to me and I accepted it. I signed all the new papers and it is awaiting the sellers signature. Wow! What a whirlwind...it's hardly been 2 weeks. And if you'd have asked me if I knew this would happen labor day weekend, I'd have said you were crazy!  Below is a picture of the front of my new house.

The other big thing this weekend was that we were at an auction of my mom's aunt. She had a nice dining room table set with a hutch and buffet. I really want a hutch and the dining room table is very nice. We had to wait all day for it, and bidding was supposed to begin at 2pm. Since they had a scheduled time, I figured there would be lots of people bidding on it. I said I'd go up to 1000 for the table/6 chairs and the hutch, o 500 each. They started the bidding at $100, we nodded. Then NO ONE ELSE BID! I got the two pieces for 100 each, or 200 total! I couldn't believe, it and neither could anyone else. It was an absolute steal! Whoa!!!

Needless to say, this labor day weekend will go down in the history books as one of my biggest thus far in my life. Now the rest of the housing process continues.

love.

Did I find one?

Yesterday I went and saw a house, that I really like. I didn't love it right off the bat, but the more I walked through it and the more I thought about it afterward, I knew it was one I wanted to investigate further. It's a Ranch style house, with another unfinished basement, but I'm figuring that to get what I want on the top floor in the price range I want, I'm going to have to get an unfinished basement. The two that I've liked the most have had unfinished basements. That just makes me think that the others like them that have finished basements are out of my price range.

Alrighty...things I want in a house:

3 bedrooms

2 bathrooms on main floor (one is a master bath)

Walk in closet in master bedroom

Nice sized Kitchen

Nice home, not many fix-it's

Things that I'd like but aren't a must:

Carpet. I unlike everyone else in the world, do not care for hardwood floors.

No privacy fence, I just don't like the way it closes everything in.

So with that the house I found yesterday had:

3 bedrooms, and 2 bathrooms on the main floor.

Unfinished Basement

Nice sized Kitchen

Walk-in Closet in master bath

only 11 years old

Very well taken care of

Extra awesome things it has:

Very little left on the specials (stuff from when the house was constructed like paving and water lines to all the houses in the development)

Sprinkler system

2 car garage

Open floor plan

The more I thought about it, the more I felt it was perfect for me, with it's price and what it had. I asked if my parents could come down and look to see what they thought about the house. They did come down this morning and we did another look through. I worked tonight, but I did decide that I wanted to put a bid in on the house.

I'm worried that there will be others and that I won't get the house. I've already kinda discounted it in my head so that I won't be so dissappointed if it turns out that way. There were 3 other second showings the day before my second showing, so I figured by tomorrow there will already be bids on the house. We'll have to see how it goes.

Love

Wow, and we are on

Wow...After a lot more research and talking with a loan officer, I found out on Thursday night that I do in fact qualify for a loan, and my credit score was not near as bad as I thought it might be. I was only scared, because I have more debt than I'd like to have, but I don't ever pay late, so didn't expect problems there.

I filled out an application online and had a response back to me in less than 2 hours, that I was approved (pre-qualified) for a loan up to a certain amount. I wanted this before I searched for a Realtor, cause I didn't want to find something and not be able to get it, and I wanted to know my price range and how far to go, and how to not stretch myself to far.

I had begun my search for Realtor's earlier this week, but since I waited till I heard back from the loan officer, I didn't start contacting people till friday. I called someone and also sent an e-mail to another person. Didn't hear back from them. So after a drive by some houses I found on my own on friday night...I drove by the realtor office and found out they were open on saturday's. Saturday afternoon I headed up there and just asked to speak to someone. They had someone working for a few hours to be available and she began to help me. Her name is Joy, and she knows her stuff. After her shift was over at 2pm, we went right on out and started looking at houses. We looked at 5 yesterday and then another 3 today (2 new and one again). I found one I really like, and it has an unfinished basement, but there is already a contract drawn up on it...I'll keep looking, I don't want to get into a bidding war. The next step is to wait until mid week when more houses come on the market. It's hard being patient, but I know if it's meant to be, it will be. More later

Love

Should I?

So I was talking the other day with my mom about my future in Wichita. I have decided that I've become quite picky with where I want to move next for my job and I also want to be apart of some neat things going on in Wichita. I get a lot of great opportunities here in Wichita, and am involved in some fun projects. After some talking, I decided that I should maybe start looking for a house.

This was a totally new revalation for me, I hadn't ever thought I'd be looking to buy a house this year. In fact I would have said, I don't have the money or ability to do such a thing. Moving with my job was going to be the perfect time, but now with my new revalation...maybe it's time to forge on ahead and look at homes. I'm very worried about my credit score and if I'll even be able to get a FHA loan, so we'll wait and see. I'll start digging into it this week. Research, Research, Research!

Love